MISSION STATEMENT

Graystone's primary objective is to help people achieve home ownership. Our secondary objective is to help people develop their financial resources. All of our efforts and products are focused on these important and worthwhile objectives. As we strive to accomplish this, we base our actions on eight governing values:_..

1. WE PRODUCE QUALITY

In both the work place, and the marketplace, we provide quality experience, services, and products

2. WE SERVE THE CLIENT

We are client driven, and in concert with our other values, we do all we can to give our clients what they seek.

3. WE VALUE OUR ASSOCIATES

We recognize that Graystone is only as good as the performance of its Associates. It is our goal to provide a productive, creative, and meaningful work environment for our Associates.

4. WE PRACTICE TEAMWORK

We consider those who work for, or are associated with, Graystone as members of our team. We recognize that each client, Associate or consultant has unique contributions to make to our objectives and team effort.

5. WE WELCOME INNOVATION AND ADAPT TO CHANGE

We constantly evaluate what we're doing and compare it to what is possible and what is needed. Nothing in mortgage lending, and for that matter, society remains the same neither can we.

6. WE WISELY MANAGE COMPANY RESOURCES

As a company, and as individuals, we strive to use wisely our human resources and our material assets for the purpose of fulfilling Graystone's vision and primary objectives. At all times, we strive to conserve costs so that we remain competitive in the marketplace and strong financially.

7. WE SEARCH FOR, LIVE BY, AND TEACH CORRECT PRINCIPLES

Our services and products are based on correct principles that, when applied, produce positive results. We continuously search to learn more and adjust to what we learn.

8. WE MAKE A POSITIVE DIFFERENCE IN PEOPLE'S LIVES

Our investment recommendations and loan products go beyond being profitable and informative. They empower individuals to make meaningful changes and advances in their goals.

These are Graystone's objectives. Meeting them will enable us to realize our mission